About

We serve individuals and businesses in all areas of investment planning, including:

• Investments - Determining your asset-allocation needs.  Helping you understand your risk tolerance. Recommending the appropriate investment vehicles to help you reach your goals.

• Fee-Based Investment Management, Financial Planning, and Wealth Management Services - Providing ongoing, fee-based portfolio and investment management, customized financial planning solutions, and ongoing or event-driven wealth mangement services.

• Retirement planning - Help in making the most of your employer-sponsored retirement plans and IRAs.  Determining how much you need to retire comfortably. Managing assets before and during retirement.

• Tax management* - Help making sure your portfolio is tax-efficient.  Developing tax-efficient investment strategies. Referring you to qualified tax specialists as necessary.

• Estate planning* - Working with estate-planning and trust specialists available through affiliates to help review your wills and trusts, preserve your estate for your intended heirs, establish beneficiary designations, reduce potential exposure to estate taxes and probate costs and coordinate with your tax and legal advisors.

• Education funding - Recommending investment and accumulation strategies to help you pay for your children's education.

• Risk management - Reviewing existing insurance policies and risk management strategies.  Where appropriate, recommending appropriate insurance solutions.

• Employee and executive benefits - Helping your business attract and retain qualified employees through benefit packages, to include deferred compensation strategies, disability income plans, and employer-sponsored retirement plans.